Georgetown Homes under $400,000

Georgetown Homes under $400,000

Welcome to Georgetown, Texas—a charming city that seamlessly blends small-town warmth with modern amenities. Nestled in Williamson County, just north of Austin, Georgetown is renowned for its picturesque landscapes, vibrant downtown, and rich historical heritage. With its beautiful parks, stunning views of the San Gabriel River, and an array of local shops and restaurants, it’s no wonder why Georgetown is consistently ranked as one of the best places to live in Texas.

One of the most appealing aspects of Georgetown is its accessibility to affordable housing. For those seeking homes under $400,000, the city offers a delightful selection of options. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Georgetown has something to suit every lifestyle. From charming single-family homes with spacious yards to contemporary townhouses in friendly neighborhoods, you can find the perfect abode that fits your budget without compromising on quality or comfort.

In addition to its beautiful homes, Georgetown boasts an active community with a variety of events and festivals throughout the year, including the popular Red Poppy Festival that celebrates the city's vibrant culture and community spirit. With excellent schools, a strong sense of community, and easy access to the bustling city of Austin, Georgetown is not just a place to live; it’s a place to thrive.

Come explore the charm of Georgetown, where your dream home awaits at an affordable price. Discover the perfect blend of comfort, community, and convenience in this Texas gem!

Newest Georgetown Homes under $400,000

121 Morning Dawn Ln, Georgetown
$389,990
3 Beds ⋅ 3 Baths ⋅ 2480952 MLS ⋅ 78628 Zip Code
Located in the vibrant Morningstar community, this beautifully maintained, nearly-new 3 bed, 2.5 bath, Meritage home with secondary living/game room boasts luxurious finishes, modern conveniences, smart-home features, and exceptional energy efficiency. Step inside to an open-concept main level filled with natural light, high ceilings, and sleek luxury vinyl plank flooring. The stylish kitchen is the heart of the home, featuring stunning granite countertops, stainless steel appliances, a large center island, walk-in pantry, custom glass-display cabinets/storage and a breakfast bar—perfect for entertaining or everyday living. The spacious living and dining areas flow seamlessly, creating an inviting and functional layout. All three bedrooms and additional flex space are located upstairs, including a private primary suite with a walk-in closet and spa-like bath featuring double vanities and designer finishes. A dedicated upstairs laundry room adds everyday convenience. Enjoy outdoor living in your fenced private backyard, ideal for relaxing, grilling, and entertaining. This home is packed with upgrades, including spray-foam insulation, tankless gas water heater, built in custom cabinetry/storage, remodeled half bath w/designer tile, tiled back porch, smart thermostat, dual-pane windows, and ENERGY STAR appliances—keeping utility costs low and comfort high. Morningstar is more than just a neighborhood—it’s a lifestyle. Residents enjoy resort-style amenities including pools, parks, trails, playgrounds, dog parks, sports courts, and fishing ponds—all within the highly rated Liberty Hill ISD including the highly desirable 9th & 10th grade | Legacy Ranch High. With easy access to Ronald Reagan Blvd, 183A, and major employers, shopping, and dining, this location is truly unbeatable. Move-in ready. Lifestyle ready. Location perfect. Don’t miss out!

121 Morning Dawn Ln, Georgetown
1602 Southwestern Blvd, Georgetown
$349,999
4 Beds ⋅ 2 Baths ⋅ 7333194 MLS ⋅ 78626 Zip Code
Great location in University Park, directly across Southwestern Blvd from open greenspace/drainage and just minutes from Southwestern University, downtown Georgetown and the Square. This single-story 4-bedroom, 2-bath home offers 1,342 square feet on a .22-acre lot with a practical layout and no interior steps. The living room features a corner fireplace and opens to the dining and kitchen area, with gas cooking and stainless appliances. The primary bedroom has an ensuite bath, while three additional bedrooms give you flexibility for guests, an office or hobbies. Outside, the fenced backyard offers plenty of room to relax, entertain or make it your own, along with an attached two-car garage. One of the best features is the setting: instead of looking directly at another row of homes, the property sits across from a wide open green area that gives the front of the home a more open feel. Convenient to University Ave/Hwy 29, SH 130 and I-35, with Southwestern University, downtown Georgetown, restaurants, shopping, parks and trails all nearby. No HOA. A well-located home in an established central Georgetown neighborhood with a hard-to-find open-space setting right across the street.

1602 Southwestern Blvd, Georgetown
1930 Peaceful Porch Way, Georgetown
$344,999
4 Beds ⋅ 3 Baths ⋅ 9390950 MLS ⋅ 78628 Zip Code
The Winsdale - The first level of this two-story home is occupied by a generous open floorplan where the family room, dining room and kitchen share a footprint, while the owner’s suite is situated at the back for privacy. A covered patio is ideal for entertaining, accessed off the kitchen. Three additional bedrooms and a game room can be found upstairs. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. Estimated completion January 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

1930 Peaceful Porch Way, Georgetown
31424 Kingsway Rd, Georgetown
$399,900
3 Beds ⋅ 2 Baths ⋅ 6290587 MLS ⋅ 78628 Zip Code
Tremendous opportunity to live on the golf course in highly favored Berry Creek for under $400,000! You will LOVE this MASSIVE .34-acre lot that overlooks the serene pond. HIGH CEILINGS, OPEN CONCEPT PLAN - this 3 bedroom 2 bathroom brick home has so much appeal: PRE-INSPECTED and repairs made - make offer with confidence - ask your or contact listing agent for annotated inspection report! RECENT PAINT interior, WALL OF WINDOWS - plenty of natural light, NO STEPS!!! RECENT CARPET, TERRIFIC FLOOR PLAN - no wasted space here, FABULOUS COMMUNITY, PRIVACY - no neighbors behind!!! And step out side to your HUGE COVERED BACK PORCH - and TAKE IN THE VIEWS - feels like you are living in a Park!!! Wrought iron perimeter fencing - bring your pets, and full sprinkler system!! Water softener already installed - plus, Refrigerator Conveys! This home is MOVE IN READY - get ready to join the Berry Creek Golf Club and enjoy the GOOD LIFE - golf, tennis, dining, and social events. Outstanding value in a premier community!

31424 Kingsway Rd, Georgetown
213 Rio Vista Dr, Georgetown
$373,000
3 Beds ⋅ 2 Baths ⋅ 7375505 MLS ⋅ 78626 Zip Code
Rate buy-down credit available! Backyard orchard, oversized cul-de-sac lot, and a beautifully updated interior just minutes from Downtown Georgetown. Featuring a custom built-in cloffice, Murphy bed, new composite deck, custom maple cabinets, bamboo flooring and mature fruit trees, this move-in ready home offers flexibility, charm, and outdoor living rarely found at this price point. Nestled in Georgetown's desirable Parkview Estates, this well-maintained 3-bedroom, 2-bath home combines thoughtful updates, energy-efficient improvements, and a peaceful garden setting. The remodeled kitchen features real wood cabinetry, granite countertops, stainless steel appliances, a gas range, and reverse osmosis water filtration. Tile and bamboo flooring run throughout the home, creating a stylish, carpet-free interior. One bedroom features a custom built-in cloffice, providing dedicated work-from-home space, while a Murphy bed adds flexibility for guests, hobbies, or multi-purpose living. Updated bathrooms, fresh interior and exterior paint, and a cozy fireplace add to the home's welcoming appeal. Major upgrades include a high-efficiency HVAC system with heat pump and gas backup (2024), brand-new water heater (2025), and a whole-house fan for enhanced comfort and energy savings. Outside, the lush backyard is a private retreat featuring mature producing peach, blackberry, and pomegranate trees, along with a spacious composite deck perfect for entertaining, gardening, or relaxing beneath the shade of mature trees. The partially xeriscaped front yard requires minimal watering and attracts butterflies and pollinators year-round. Located within walking distance of San Gabriel Park and just minutes from Georgetown's historic downtown square, shopping, dining, trails, and community events, this lovingly maintained home offers a rare combination of convenience, character, and move-in-ready comfort. Rate buy-down credit, or other concessions subject to terms of offer.

213 Rio Vista Dr, Georgetown
101 Sunrise Oak Cv, Georgetown
$339,995
4 Beds ⋅ 2 Baths ⋅ 5106232 MLS ⋅ 78628 Zip Code
Built in 2025, this practically new home in Woodfield Preserve pairs modern finishes with comfortable everyday living. An open floor plan welcomes you with plenty of natural light & gorgeous wood-look laminate flooring throughout the main living areas. The living room flows seamlessly into the dining area & kitchen, where quartz countertops, an island with bar seating, crisp white cabinetry with pullout drawers, stainless steel appliances, a classic subway tile backsplash, & a pantry create a stylish & functional gathering space. The primary bedroom offers a relaxing retreat with an ensuite bath featuring a dual vanity, soaking tub, separate shower, & walk-in closet. Three additional bedrooms provide flexibility for guests or a home office & share a well-appointed full bath. Outside, a spacious fenced backyard & covered patio offer room to relax, entertain, & enjoy the outdoors. Community amenities include a pool, playground, & trails. Ideally located within walking distance of the elementary school, this home puts abundant shopping, dining, recreation, & everyday essentials within easy reach, with convenient access to I-35 & TX-195.

101 Sunrise Oak Cv, Georgetown
4420 Ingram Rd, Georgetown
$394,495
4 Beds ⋅ 2 Baths ⋅ 5325445 MLS ⋅ 78628 Zip Code
Better than NEW-Beautiful single-story on a desirable corner lot in Lively Ranch. This bright, open 4-bedroom, 2-bath home features 10-ft ceilings, 8-ft doors throughout, recessed lighting in every room, and expansive living and dining spaces filled with natural light from numerous windows and an impressive 8-ft, 4-panel sliding glass door. The open kitchen offers white quartz Silestone countertops, soft-close cabinetry, generous storage, a large walk-in pantry, and reverse osmosis water filtration. The spacious primary suite includes a tray ceiling, a bright spa-like bath with seamless shower and garden soaking tub, and two large walk-in closets. Additional highlights include rare all-stone exterior construction for added energy efficiency, red oak built-ins, pre-plumbed water softener hookup, oversized covered front porch, and a large covered rear patio ideal for relaxing or entertaining. The home sits among four mature trees and offers a huge side yard, perfect for play or outdoor gatherings. Located just a 5-minute walk to Lively Ranch amenities including pool, splash pad, gym, playgrounds, trails, ponds, and outdoor grilling areas. Highly rated school district and convenient access to 183 and I35, with H-E-B and restaurants nearby and Costco and Target just minutes away. Quiet street, friendly neighbors, and a thoughtfully designed low-light community where you can truly enjoy the night sky. **The Preferred Lender on this property is Randy Atkinson at Synergy One Lending. The Buyer will receive 1% Lender Credit (based off of the loan amount) when obtaining financing through Randy Atkinson at Synergy One Lending.**

4420 Ingram Rd, Georgetown
276 Gus Loop, Georgetown
$318,900
3 Beds ⋅ 2 Baths ⋅ 2861511 MLS ⋅ 78626 Zip Code
Upon entering this exceptional floor plan, you're immediately greeted with a high ceiling foyer. Walking into the open-concept kitchen and living room, you'll be stunned by the amount of space you have to gather. This three bedroom, two bath home has placed windows in the living room, primary bedroom, and dining room, crafting a home that is filled with natural light and charm. Granite countertops throughout and a large walk-in primary closet to top it all off and make this home exceptional.

276 Gus Loop, Georgetown
457 High Tech Dr Unit 7F, Georgetown
$284,990
3 Beds ⋅ 2 Baths ⋅ 7302508 MLS ⋅ 78626 Zip Code
HOA includes 2 fishing ponds, walking trails, security gate at one end, dog park, all exterior maintenance, lawn service in front yard, safe secure neighborhood that is located in Georgetown's desirable Old Mill Crossing community. This home is barely lived in and immaculate! Smart homeowner added reverse osmosis water filtration system and epoxy floor in garage and on the patio for a non- slip surface and that luxury finished-out look. Built in 2019, this spacious 3-bedroom, 2-bath condo combines modern finishes, everyday comfort, and low-maintenance lock and leave living. The thoughtfully designed two-story floor plan features a sought-after primary suite on the main level, offering both privacy and convenience. Throughout the downstairs, you'll find durable tile flooring with the warm look of hardwood. The open-concept kitchen and living area are filled with natural light and enhanced by recessed lighting and granite countertops, making the home ideal for everyday living and entertaining. The spacious primary suite serves as a relaxing retreat with dual vanities and a walk-in closet while two additional bedrooms provide flexibility for guests, a home office, or growing households. Additional highlights include a two-car attached garage equipped with a water softener and an extended driveway for added parking. As an end unit, the home enjoys added privacy and a generously sized, privately fenced backyard. The covered rear patio provides the perfect space to relax, dine outdoors, or entertain guests. Residents of Old Mill Crossing enjoy access to scenic walking trails, a fishing pond, picnic areas, and beautifully maintained green spaces, all within a charming 99-unit community. Conveniently located near Georgetown's historic downtown Square, shopping, dining, and major commuter routes, this home offers the perfect balance of comfort, convenience, and community.

457 High Tech Dr Unit 7F, Georgetown
121 Woodbrook Dr, Georgetown
$321,990
3 Beds ⋅ 2 Baths ⋅ 2994154 MLS ⋅ 78674 Zip Code
Brand new, energy-efficient home available NOW! Tucked at the rear of the home, the private primary suite boasts his-and-hers sinks and a large walk-in closet for ample storage. Gray cabinets with ashen white granite countertops, cool beige EVP flooring, and warm grey carpet in our Clarity package. Homes in the Americana Collection start in the mid $300s. Travena is a thoughtfully designed new community in Georgetown, TX. Enjoy a fishing pond, resort-style pool, pickleball and half basketball courts, and more. Just 15 minutes from downtown Georgetown, it offers a peaceful retreat with great dining, shopping, and essentials nearby. Families appreciate being zoned to Georgetown High School with a planned onsite elementary school. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

121 Woodbrook Dr, Georgetown
1510 Crested Butte Way, Georgetown
$360,000
4 Beds ⋅ 3 Baths ⋅ 2432702 MLS ⋅ 78626 Zip Code
Welcome to 1510 Crested Butte Way in Georgetown! This well-maintained 4-bedroom, 2.5-bath home offers a spacious and comfortable layout with plenty of room to make it your own. The home has been thoughtfully cared for and features fresh paint and new trim around the windows, adding a clean and updated touch. Step outside to a generously sized backyard with a huge covered patio—perfect for outdoor dining, entertaining, grilling, or simply relaxing and enjoying the Texas weather. With plenty of yard space beyond the patio, there’s room for pets, play, gardening, and more. The community offers great amenities for residents to enjoy, including a neighborhood pool, playground, basketball court, and a covered pavilion that's perfect for gatherings and get-togethers. With four bedrooms, multiple living possibilities, a large outdoor space, and access to neighborhood amenities, 1510 Crested Butte Way offers a great combination of space, comfort, and community in Georgetown. Come see everything this home has to offer!

1510 Crested Butte Way, Georgetown
528 Fantail Dr, Georgetown
$396,990
4 Beds ⋅ 3 Baths ⋅ 4740049 MLS ⋅ 78674 Zip Code
Brand new, energy-efficient home available by Oct 2026! Convert the teen room of the Hughes to a relaxation oasis or a handy homework space for the kids. From the centrally located laundry room to the gorgeous open kitchen, well thought out design features are found throughout this floorplan. Homes in the Reserve Collection start in the mid $400s. Travena is a thoughtfully designed new community in Georgetown, TX. Enjoy a fishing pond, resort-style pool, pickleball and half basketball courts, and more. Just 15 minutes from downtown Georgetown, it offers a peaceful retreat with great dining, shopping, and essentials nearby. Families appreciate being zoned to Georgetown High School with a planned onsite elementary school. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

528 Fantail Dr, Georgetown
Start Your Search